What You Need to Know About VA Mortgages

If you are either an active member of or are retired from the armed forces, I thank and salute you, and would like to inform you that if you are considering purchasing a property, a VA mortgage is worth looking into. Zero Percent Down While zero percent down is unheard of today in mortgage lending, … Continue reading What You Need to Know About VA Mortgages

FHA Mortgage Guidelines

What is an FHA Mortgage Loan? An FHA loan is a mortgage loan that is insured by the Federal Housing Administration (FHA). An FHA loan is typically one of the easiest types of mortgage loans to qualify for because you can have less-than-perfect credit and the required down payment (3.5 percent) is lower than conventional … Continue reading FHA Mortgage Guidelines

Make it Easy for Your Lender: It Pays Off!

The mortgage process is infinitely more complex than it was even five or ten years ago.  The level of documentation that is now required, and the scrutiny that the documentation undergoes, is staggering, and rightly so, as mortgage fraud is rampant, despite industry efforts to combat it. Respond Quickly to Requests The best thing you … Continue reading Make it Easy for Your Lender: It Pays Off!