Extreme Weather is the New Housing Crisis

The National Geographic channel has coined the phrase “Disaster Doesn’t Wait” to promote its TV show entitled, Doomsday Preppers. The show features families preparing for economic, political and natural disasters, and as the phrase suggests, they’re preparing because disasters can happen … and they don’t wait until we’re ready for them. Thousands across North America … Continue reading Extreme Weather is the New Housing Crisis

Protect Your Most Important Investment with Flood Insurance

With flooding becoming more common in our ever-changing climate, you may be thinking about flood insurance.  The main thing for you to keep in mind - especially if you have a basement - is that most standard property insurance policies won't cover flood damage to your home.  You will need special flood insurance.  If you … Continue reading Protect Your Most Important Investment with Flood Insurance

How to Save on Your Initial Home Investment and Monthly Payments

There are only two major investments to consider when buying a home.  They are the initial investment, which includes the down payment and closing costs, and the monthly payment, which includes principal, interest, taxes and insurance.  Here are some things to consider. Initial Investment Choose a low or zero down payment loan.  You don't necessarily … Continue reading How to Save on Your Initial Home Investment and Monthly Payments