Each year, 2.5 million deceased American citizen identities are stolen, according to the fraud prevention firm ID Analytics. Scammers use this information to apply for loans, open credit card accounts and file fraudulent tax returns. It’s easier to obtain a deceased citizen’s information than you think. Fraudsters gather personal information by simply reading obituaries. The … Continue reading Even After Death, You Are Not Safe From Identity Theft!
Credit History is Essential to Loan Approval Are you interested in purchasing a home? In order to purchase a home, your lender will need to evaluate your credit history. So what happens if you don’t have a credit history? Assuming you have confirmed your meager credit history with an updated credit report (get a free … Continue reading 5 Tips for Establishing Credit
Fixed mortgage rates are low, home prices are rising, and homeownership is a great way to accumulate wealth in the long term. Are you ready to buy your first home? Get the Ball Rolling – Now Are you considering homeownership? I recommend home buyers start preparing six months in advance of house hunting – or as … Continue reading First Time Home Buyer Tips